Garage liability, restaurants, salons, and special projects
Have a business that does not fit a standard policy? Tell us what you do, and we will find the right carrier, or tell you plainly if it will be hard to place.
Licensed in NJ, NY, PA, CT, MD, VA, TX, and FL. We speak English, Spanish, and Greek.
What we can help with
Garage liability
Liability protection for garage operations such as repair and service shops. Ask about garagekeepers coverage for customers’ vehicles in your care.
Restaurants
General liability, property, and workers’ compensation for restaurants, cafés, and takeout, with options such as liquor liability where available.
Hair and nail salons
Liability, property, and workers’ compensation for salons, barbershops, and nail studios. Ask about professional liability for the services you provide.
Special projects
One-off projects and unusual risks. We know which carriers to ask, and we will be honest about what is realistic.
Businesses we work with
If your business is not on this list, call us anyway.
- Auto repair and service shops
- Restaurants and cafés
- Hair salons and barbershops
- Nail salons
- Other small businesses
- One-off and special projects
Why Argos
Independent and local
We are an independent agency in Middlesex, New Jersey. We work for you, not for a single insurance company.
20+ A rated carriers
We compare 20+ A rated carriers to find you the best coverage at the best price.
A real person who knows you
Call or text and you will reach someone who knows your name and your account, in English, Spanish, or Greek.
Licensed in 8 states
We can write coverage for people and businesses in New Jersey, New York, Pennsylvania, Connecticut, Maryland, Virginia, Texas, and Florida. Not every product is available in every state, so tell us where you live or operate and we will confirm what we can offer.
Common questions
What is garage liability insurance?
Garage liability covers injury or property damage claims that come from a garage business’s operations, such as repair, service, or parking. It is separate from the auto policy on your own vehicles.
What if my business does not fit a standard policy?
Call us. We work with many carriers and know which ones to ask. We will tell you plainly what is possible.
Can restaurant insurance include liquor liability?
In many cases, yes, depending on the carrier and your operations. Tell us whether you serve alcohol and we will quote it.
What do you need to give me a quote?
The type of business, location, how long you have been operating, estimated sales and payroll, and your claims history. We will tell you if we need anything else.